A travel alert has been issued for Americans traveling to Europe. During the announcement, it was carefully explained that this is a travel alert, not a travel warning. Americans are able to continue traveling to Europe, but should take extra precautions. Many people are wondering what terrorism coverage is available with travel insurance. It is important to look closely at the details of a policy, especially with terrorism.
In order to cancel or interrupt a trip, it must be for a reason specifically mentioned in the policy. A travel alert for terrorism is not one of the covered reason. CSA
Read more…
AXA released the study Retirement in America: A Survey of Concerns and Expectations. One of the findings was that women want guarantees.
⢠89 percent of women think it’s extremely or very important for a retirement product to protect the principal of their investments, and 85 percent think it’s extremely or very important for a product to protect their investments, even when the stock market goes down.
⢠81 percent of women want a product that provides guaranteed income for life regardless of market performance.
Does this sound like an annuity to you? Many of the annuities on the market today provide these guarantees for safety, security and peace of mind. If these
Read more…
Nearly one in ten Americans meets the criteria for clinical depression, according to the Centers for Disease Control and Prevention.
Researchers collected data from over 230,000 U.S. adults between 2006 and 2008 and found that 9 percent of respondents met the criteria for depression. The report did not indicate how many of those suffering from depression are actually receiving treatment.

The groups most likely to suffer from major depression–the most severe form–include women, minorities, those without a high school education and the unemployed.
The South has higher depression rates than the rest of the nation. Re
Read more…
Raising children can be a very expensive process. Even as they begin to get into their late teens you will still need to be covering many of their costs, and often this will include helping them to learn to drive. When helping your teen to learn to drive not only will you be paying for their lessons, and even purchasing them a vehicle, but you will also be purchasing a car insurance policy for them.
Certainly, when looking for any policy you are going to want to make sure that you can get something affordable. While it will be your main priority to make sure that the coverage is conference of enough to offer them fully protection in their vehicle, you are certainly going to want to do this at the best price you can.
Read more…
Travel insurance carriers sometimes share customer testimonials in a newsletter, blog or on their website. Recently, Travel Insurance Services posted a review from a young woman studying abroad who broke her leg and needed medical treatment. The following is the student’s story and how her travel insurance coverage helped.
A 19-year old female, studying in France, was involved in a scooter accident and sustained a serious, open fracture to her right tibia.
How we helped…
She was operated on for the fracture and the doctor ordered no weight bearing on the right lower limbs.
The hospital accepted our assistance company’s guarantee of payment so that the patient would not have to pay an expensive bill out of pocket.
The assistance staff arranged for ground ambulance to the airport, wheelchair assistance, and a Business Class seat for her to fly home.
This is a good example of why it is important to contact the emergency assistance number as soon as reasonably able once the traveler knows medical treatment is needed. Emergency assistance can help arrange medical transportation, ensure the necessary medical treatment is received and work with the medical facility about payment. Always refer to the certificate of insurance for details.