How to Save Money on Auto Insurance

If you’re trying to find ways to save money on car insurance — you’re in luck! There are plenty of ways to save money, without putting a lot of effort into it. Keep reading to find out how simple it can be to save money on your auto insurance.

Insurance: Everyone needs it (auto insurance is required in most states), but it’s an expense most people wish they didn’t have to pay. Despite this fact, we all have to pay for coverage. However, car insurance doesn’t have to cost a lot.

Here are a few suggestions for ways to save money on your auto insurance premium:

Quotes

Your personal insurance costs vary from company to company – this is because insurance companies use different rating methods for calculating your premium. You need to f

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NY Senate Budget Analysis of DFR

The NY Senate Republicans have released their analysis of Governor Cuomo’s budget, including the proposal to merge the Insurance Department, the Banking Department and portions of the Consumer Protection Board. In the document they conclude that there are no savings to be achieved and a cost of $6-$9 million primarily in consolidation expenses. The document doesn’t contain a narrative discussion of the merits of the proposal – it merely states the conclusions on costs.

More Flight Cancellations from Extreme Winter Weather

This winter season has forced many travel plans to be detoured, stalled and cancelled.  The challenges that the snow and ice have created highlights the value of understanding how travel insurance can help in such situations.

This week has been filled with flight delays and cancellations.  Even though the busy holiday travel season has passed and the volume of people flying is significantly less, this storm was perhaps the worst yet of the winter season.  The following excerpt is from USA Today addressing the numerous flights impacted by the extreme winter weather.

Thousands of air travelers enter the weekend looking for seats on planes, after airlines canceled 2,369 more flights on Thursday following a massive winter storm that dumped snow, ice and freezing rain over much of the U.S.

Airlines by late Thursday had canceled an additional 821 flights scheduled for today, according to the flight-tracking service FlightAware.

Since Sunday, more than 18,700 flights have been canceled, according to FlightAware’s count. The

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Real Life

One of the best things that the LIFE Foundation offers, in my opinion, is its realLIFEstories. These are not ads or commercials; they do not use actors pretending to be someone else; they dont portray some idealized situation. Instead, realLIFEstories carefully tell often heart-wrenching stories of how peoples lives, and the lives of their families, were impacted by death, disability or illness, and how insurance helped them see their way through those difficult times.

One recent video stays with me. John Butcher lost his wife and 6-year-old Tre his mom when she collapsed and died one evening of an undiagnosed heart condition.

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A Guide to How Term Life Insurance Policies Work

If you are looking for affordable life insurance, then a term life insurance policy would be one of your best options. A term life insurance policy is a type of insurance policy which provides coverage for a specific length of time. This length of time can range anywhere from 1 to 20 years, based on the policy that you would be getting. During that period of time, your beneficiary or beneficiaries would be entitled to get the death benefit specified on your policy in the event of your untimely death. For instance, if you purchased a 10-year life insurance policy for $100,000 and pass away on the ninth year, then your beneficiaries would be able to receive the full amount of $100,000.

It is important to note, though, that if you fail to pay the premium, your policy could be canceled before its term ends. Read more…