Why Physicians Need Disability Insurance
For physicians, disability insurance is a necessity. Individuals who build successful careers as doctors spend many years and hundreds of thousands of dollars in training expenses preparing to pursue careers in the medical profession. No one enters medical school expecting to experience a debilitating disability but its a fact that injuries can strike anyone at any time, regardless of occupation. There are many situations in which a physician could become unable to perform the essential functions of his or her job due to an injury or illness, either on a temporary or permanent basis.
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AXIS Global Accident & Health, a division of AXIS Capital Holdings Limited, has introduced TravelAXIS, an enhanced travel benefits package designed for businesses and their employees. The TravelAXIS program helps U.S. employers protect their employees when they are traveling on business both domestically and abroad.
TravelAXIS is a combination of insurance coverages, consulting and related services that help employers manage the challenges employees encounter during business travel and includes almost 70 unique and customizable options.
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Many Americans are unfortunately becoming aware of the increasing problem of auto theft, vandalism and how it affects your insurance rates. Every 27 seconds a car is stolen. It is estimated that at least 1 million cars will be stolen this year alone. Auto theft affects your insurance premiums so much so that there are instances where individuals living in certain locations are unable to even secure a regular auto insurance policy because of the risk of vehicle theft.
It’s bad enough that someone would vandalize or steal your car. To make matters worse, you will be the one who ends up paying increased policy rates. Y
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My husband and I canceled our health insurance policy. To make a long story short, it was more expensive, (and provided less coverage), than we expected. What are we going to do now, without insurance from a private company? There are plenty of options.
There are some alternatives to getting a policy from a private insurance company. Not everyone will qualify for public health insurance, but my husband does. He is legally blind, which means that he is disabled. This means that he is eligible for Medicare Part A. This is something that he has been getting for many years now.
Medicare Part A can be described as “hospital insurance”.
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As you go through your options for private health insurance policies, you should first understand how their costs are determined. Similar to other types of insurance policies, there are also several factors which are considered by health insurance companies in determining the cost of the premium of each of the policies that they have.
One of the factors which are used by most health insurance companies today would be the age of the individual. Generally, younger individuals get lower premiums primarily because they are assumed to be healthier compared to older individuals. Read more…