AXA released the study Retirement in America: A Survey of Concerns and Expectations. One of the findings was that women want guarantees.

• 89 percent of women think it’s extremely or very important for a retirement product to protect the principal of their investments, and 85 percent think it’s extremely or very important for a product to protect their investments, even when the stock market goes down.

• 81 percent of women want a product that provides guaranteed income for life regardless of market performance.

Does this sound like an annuity to you? Many of the annuities on the market today provide these guarantees for safety, security and peace of mind. If these concerns are your concerns as well, I urge you to contact your agent or financial professional to determine how annuities may work for you.

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